:root {
  --ink: #0B1533;
  --navy: #14275F;
  --royal: #2745C8;
  --indigo: #3453D6;
  --gold: #E2A02A;
  --mist: #EEF1F8;
  --slate: #5B6784;
  --line: #E2E7F2;
  --white: #FFFFFF;
  --display: Georgia, 'Times New Roman', serif;
  --body: system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;
  color-scheme: light;
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--white);
  color: var(--ink);
  font: 17px/1.6 var(--body);
}
a { color: var(--royal); }
img { max-width: 100%; }

.wrap { max-width: 1040px; margin: 0 auto; padding: 0 20px; }

/* Header */
.top { border-bottom: 1px solid var(--line); }
.top .wrap { display: flex; align-items: center; justify-content: space-between; height: 68px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--navy); }
.brand img { width: 34px; height: 34px; }
.brand span { font: 700 20px/1 var(--display); letter-spacing: .08em; }
.top nav { display: flex; gap: 18px; align-items: center; }
.top nav a { color: var(--slate); text-decoration: none; font-weight: 600; font-size: 15px; }
.top nav a:hover { color: var(--navy); }

.btn {
  display: inline-block; padding: 12px 22px; border-radius: 12px;
  background: var(--navy); color: var(--white) !important;
  font-weight: 700; text-decoration: none; font-size: 16px;
}
.btn:hover { background: var(--royal); }
.btn.ghost { background: transparent; color: var(--navy) !important; border: 2px solid var(--line); }
.btn.ghost:hover { border-color: var(--navy); background: transparent; }
.top nav .btn { padding: 8px 16px; font-size: 15px; color: var(--white); }

/* Hero */
.hero { background: linear-gradient(160deg, var(--navy) 0%, #1C3585 60%, var(--royal) 100%); color: var(--white); }
.hero .wrap { padding-top: 72px; padding-bottom: 80px; display: grid; gap: 40px; grid-template-columns: 1.3fr 1fr; align-items: center; }
.eyebrow { text-transform: uppercase; letter-spacing: .14em; font-size: 13px; font-weight: 700; color: var(--gold); margin: 0 0 14px; }
.hero h1 { font: 700 clamp(34px, 6vw, 54px)/1.08 var(--display); margin: 0 0 18px; }
.hero p.lead { font-size: 19px; color: #D5DDF7; margin: 0 0 28px; max-width: 34em; }
.hero .actions { display: flex; gap: 12px; flex-wrap: wrap; }
.hero .btn { background: var(--gold); color: var(--ink) !important; }
.hero .btn:hover { background: #F0B444; }
.hero .btn.ghost { background: transparent; color: var(--white) !important; border-color: rgba(255,255,255,.35); }
.hero .btn.ghost:hover { border-color: var(--white); }

.cup { display: flex; justify-content: center; }
.cup svg { width: min(260px, 70%); height: auto; }
.cup .c { fill: var(--white); } .cup .h { stroke: var(--white); }
.cup .b1, .cup .b3 { fill: #9FB2FF; } .cup .b2 { fill: var(--gold); }
.cup .b1, .cup .b2, .cup .b3 { transform-box: fill-box; transform-origin: bottom; animation: rise 3s ease-in-out infinite; }
.cup .b2 { animation-delay: .5s; } .cup .b3 { animation-delay: 1s; }
@keyframes rise { 0%, 100% { transform: scaleY(1); } 50% { transform: scaleY(.72); } }
@media (prefers-reduced-motion: reduce) { .cup .b1, .cup .b2, .cup .b3 { animation: none; } }

/* Sections */
section { padding: 72px 0; }
section.alt { background: var(--mist); }
h2 { font: 700 clamp(26px, 4vw, 36px)/1.15 var(--display); margin: 0 0 12px; color: var(--navy); }
.intro { color: var(--slate); max-width: 40em; margin: 0 0 36px; }

.grid { display: grid; gap: 18px; grid-template-columns: repeat(3, 1fr); }
.grid.four { grid-template-columns: repeat(4, 1fr); }
.card { background: var(--white); border: 1px solid var(--line); border-radius: 18px; padding: 24px; }
section.alt .card { border-color: transparent; box-shadow: 0 14px 28px -22px rgba(18,35,90,.4); }
.card h3 { margin: 0 0 8px; font-size: 18px; color: var(--navy); }
.card p { margin: 0; color: var(--slate); font-size: 16px; }
.dot { width: 36px; height: 36px; border-radius: 10px; background: var(--mist); display: grid; place-items: center; margin-bottom: 14px; color: var(--royal); font-weight: 800; }
section.alt .dot { background: #DDE4FA; }

.checks { list-style: none; padding: 0; margin: 0; display: grid; gap: 14px; grid-template-columns: 1fr 1fr; }
.checks li { padding-left: 34px; position: relative; }
.checks li::before { content: ""; position: absolute; left: 0; top: 4px; width: 20px; height: 20px; border-radius: 50%; background: var(--navy); }
.checks li::after { content: ""; position: absolute; left: 6px; top: 9px; width: 8px; height: 5px; border: solid var(--white); border-width: 0 0 2px 2px; transform: rotate(-45deg); }

.contact { text-align: center; }
.contact .intro { margin-left: auto; margin-right: auto; }

/* Policy page */
.doc { max-width: 760px; padding-top: 48px; padding-bottom: 72px; }
.doc h1 { font: 700 clamp(30px, 5vw, 42px)/1.1 var(--display); color: var(--navy); margin: 0 0 8px; }
.doc .updated { color: var(--slate); margin: 0 0 32px; }
.doc h2 { font-size: 24px; margin-top: 40px; }
.doc h3 { font-size: 18px; color: var(--navy); margin: 24px 0 6px; }
.doc ul { padding-left: 22px; }
.doc li { margin-bottom: 6px; }
.note { background: var(--mist); border-radius: 14px; padding: 16px 20px; }
table { width: 100%; border-collapse: collapse; font-size: 15px; margin: 12px 0; }
th, td { text-align: left; padding: 10px 8px; border-bottom: 1px solid var(--line); vertical-align: top; }
th { color: var(--navy); }

/* Footer */
footer { border-top: 1px solid var(--line); color: var(--slate); font-size: 14px; }
footer .wrap { padding-top: 28px; padding-bottom: 28px; display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
footer a { color: var(--slate); }

@media (max-width: 1000px) and (min-width: 821px) { .grid.four { grid-template-columns: 1fr 1fr; } }

@media (max-width: 820px) {
  .hero .wrap { grid-template-columns: 1fr; padding-top: 48px; padding-bottom: 56px; }
  .cup { order: -1; } .cup svg { width: 140px; }
  .grid, .grid.four { grid-template-columns: 1fr; }
  .checks { grid-template-columns: 1fr; }
  section { padding: 52px 0; }
  .top nav a:not(.btn) { display: none; }
}